[vc_row][vc_column width=”1/2″][vc_btn title=”Back” style=”flat” color=”default” size=”sm” i_icon_fontawesome=”fa fa-arrow-left” add_icon=”true” link=”url:https%3A%2F%2Fcids.up.edu.ph%2Fpublications%2Fpolicy-briefs%2F2019-series%2F2019-12%2F|||”][/vc_column][vc_column width=”1/2″][vc_btn title=”Next” style=”flat” color=”default” size=”sm” align=”right” i_align=”right” i_icon_fontawesome=”fa fa-arrow-right” add_icon=”true” link=”url:https%3A%2F%2Fcids.up.edu.ph%2Fpublications%2Fpolicy-briefs%2F2019-series%2F2019-14%2F|||”][/vc_column][/vc_row][vc_row][vc_column][vc_custom_heading text=”UP CIDS POLICY BRIEF 2019-13″ font_container=”tag:p|font_size:16|text_align:left|color:%23bababa|line_height:1″ google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal” css=”.vc_custom_1572401831404{margin-bottom: 4px !important;}”][vc_custom_heading text=”Risk transfer mechanisms: Charting a strategy on local insurance” font_container=”tag:h2|font_size:24|text_align:left|line_height:1.25″ google_fonts=”font_family:Oswald%3A300%2Cregular%2C700|font_style:400%20regular%3A400%3Anormal” css=”.vc_custom_1572401846657{margin-top: 0px !important;}”][/vc_column][/vc_row][vc_section css=”.vc_custom_1552539323998{margin-bottom: 0px !important;}”][vc_row][vc_column width=”1/4″][vc_column_text css=”.vc_custom_1563415624195{margin-bottom: 0px !important;}”]Authors[/vc_column_text][vc_column_text]Program[/vc_column_text][/vc_column][vc_column width=”3/4″][vc_column_text css=”.vc_custom_1572401873601{margin-bottom: 0px !important;}”]Dennis G. dela Torre and Erwin A. Alampay[/vc_column_text][vc_column_text]Program on Social and Political Change[/vc_column_text][/vc_column][/vc_row][/vc_section][vc_row][vc_column][vc_separator border_width=”2″][/vc_column][/vc_row][vc_row][vc_column][vc_column_text][/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_separator border_width=”2″][/vc_column][/vc_row][vc_row][vc_column][vc_btn title=”DOWNLOAD PDF” style=”flat” color=”inverse” size=”lg” align=”center” i_icon_fontawesome=”fa fa-arrow-circle-down” add_icon=”true” link=”url:https%3A%2F%2Fdrive.google.com%2Ffile%2Fd%2F1s82I7hUhfP6UZE1mqSPv3lEaNNGMGyC5%2Fview||target:%20_blank|”][/vc_column][/vc_row]